Without claiming bankruptcy, are there other kinds of help with credit card debt?

Besides credit counseling services.

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Tags: Bankruptcy, Card, claiming, Credit, Debt, help, kinds, there, Without

6 Responses to “Without claiming bankruptcy, are there other kinds of help with credit card debt?”

1. Imagine says:

   September 7, 2010 at 11:13 pm

   a job.
2. batwanda says:

   September 7, 2010 at 11:41 pm

   Credit counselling. It is viewed as a bankruptcy on your credit report by a lender, however they can help you.
3. thebigo says:

   September 7, 2010 at 11:57 pm

   Bankruptcy and counseling services stop additional charges, cancel the cards, and put you on a plan you can afford. Short of doing that, the only way to pay them off is to pay them off by getting a second (or third) job or consolidating to other cards. A consolidation loan is risky because if you are in credit trouble then the rates will be higher and you will really be in more debt. Best advice is to liquidate all assets you can to pay down the debt and talk to the credit card companies to work out a lower interest rate and pay them something each month. Get a second job if you have to.
4. Alex K says:

   September 8, 2010 at 12:37 am

   You can consolidate. A debt consolidation loan allows you to take out a loan with a lower rate in order to pay off high-interest credit card debt. And owning a home is not required. You can comparison shop at the below website
5. hendy h says:

   September 8, 2010 at 12:40 am

   You can consolidate your debts:

   Ways to Consolidate Debt: Consolidating debt is an ideal way to reduce your amount and tenure of debt. You make a single payment to one lender on a certain date and this will help you clear off the debts faster. But the fact remains that debt
6. CALIFORNIA GOLD says:

   September 8, 2010 at 1:37 am

   If you are a homeowner, check out this site

   www. totaldebtsolutionsllc. com

   They have a network of loan officers who specialize in cash-out refinances to pay off credit card debt. You will save even more money if the credit cards are delinquent. Good luck.