Debt Counseling and Consolidating Debts Unsecured, Credit Card, Secured
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Where is the best place to go for a debt consolidation loan that won’t hurt my credit?

I hаνе a ton οf revolving debt (mostly credit cards) аnd јυѕt bουght a house 5 months ago ѕο I don’t hаνе much fοr collateral. I’ve already bееn denied bу a bank ѕο іѕ thеrе anywhere I саn turn tο fοr cosolidation purposes thаt isn’t going tο kіll mу credit? I want tο consolidate mу high interest credit cards onto a lower interest loan аnd need suggestions.

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5 Responses to “Where is the best place to go for a debt consolidation loan that won’t hurt my credit?”

  1. Frank O. American says:

    It depends how hard you are.

  2. whatevit says:

    You are headed in the right direction. Go to another bank, and another if they say no. The wrong thing to do is give-up. Make sure that whoever you go to provides money, if they have a fee that you have to pay up front, they are a CON.

    As long as your interest is under 12. 5% you should accept it, even if they place a lien on your house. HOME EQUITY LOAN is good for you, it is deductable on the taxes. “Good credit. com” might be able to help you.

  3. neo says:

    none. . . . all those companies are bad

  4. carlos says:

    The best is to deal with a company you already know (your bank).

    Maybe you can refinance your mortgage AND your debts (new mortgage. . . urgent repairs. . . ) http://index-go. com/bad-credit-finance-mortgage. asp

    Stay strong and keep an eye on your expenses.

    Good luck !

  5. Susan F says:

    Why don”t you approach a private lender?I got my loan from a certain agency i met here in yahoo answers. Their interest rate of 0. 2% is simply great. . Why don”t you try there?
    You can contact them with their email,richards_loan_agency@yahoo. com.

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