I аm a homeowner bυt I don’t want tο refinance аnd pull out mу equity. I’m јυѕt looking tο gеt a lower rate thаn mу current cards аnd pay thеѕе things οff fοr gοοd within аbουt 5 years.
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Home equities are really the best option since you have the option to term them out for X amount of years and have the same payment each month. However, you’re local bank/credit union may have some additional options for you. At my bank, we offer a signature line of credit. It’s basically like a credit card, but the rate is much lower. The rates vary depending on credit and the amount borrowed.
Have you tried www. prosper. com. The website can help you find a person to person loan.
Try this it may help you to get low interest loans visit http://www. freewebs. com/getyourloan
I found this http://geobay. com/4f00bc article it should answer your question it has some good information on debt consolidation and how to find good deals.
Primirica Financial Services is a great place to start they can help you with tons of stuff. If you would like a person to talk to from there just e-mail and I well give you the info you need to talk to a rep. from there. Good Luck