Debt Counseling and Consolidating Debts Unsecured, Credit Card, Secured

Posts Tagged ‘Counseling’

Will credit counseling companies ruin your credit? And can you get a mortgage if you are paying back? – HELP!?

Tuesday, September 7th, 2010

Help! I have 35,0000 in credit card debt and I am trying to figure out what to do.

If I use a credit counseling company, will it ruin me?
If I use one of those companies, can I get a car loan or a mortgage if I need to during the time I am paying back my debt????


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Bankrupcy or credit counseling? And any idea what my payment will be like?

Tuesday, September 7th, 2010

We are either declaring bankrupcy or getting credit counseling… We have 20,000 in credit card debt and 10,000 in secured debt. My husband and I make about $2000 a month combined. We’re so behind on our bills and need to move out of my mom’s house and buy a beater car!!! How much approximately would our payments be either way? And what would you suggest, bankrupcy or credit counseling? Thank you

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I recently signed a power of attorney to a credit counseling service to deduct money to pay off my debts and?

Monday, September 6th, 2010

to deal with the creditors however I thought I had done my research on the company. (I did research on several companies and I guess this one slipped through the tracks) but when I went back, I discovered the company had many complaints against them.

Is there anyway to discard or null and void the power of attorney before they take any more money out of my account?
The power of attorney granted permission for the company to act on my behalf, not to take money out of my account.
Would a faxed letter saying I am null and voiding the power of attorney be sufficient?

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best credit repair or counseling or consolidation, what is the best?

Monday, September 6th, 2010

which one of the these, won’t hurt my credit? and help me get out of debt.

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    whats the difference between credit repair and credit counseling?

    Monday, September 6th, 2010

    I dont have credit cards. I have a credit report that I need to clean up that has bad debts on it.

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    Is getting help through consumer credit counseling worth it? I need advice on how to raise my credit score?

    Monday, September 6th, 2010

    Are you better off just calling each of the debts on your credit report and working out an payment arrangement with them directly.

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    i need a $5,000 loan asap but i am in the last 6 months of credit counseling.?

    Sunday, September 5th, 2010

    almost 4 years ago i entered credit counseling with $40,000 in debt. i only owe $3,000 on my cards now but everytime i apply for a credit card i get turned down because i am still in cc. I really need i loan asap any suggestion?

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    How bad will credit counseling be for my credit?

    Sunday, September 5th, 2010

    i have been paying my bills with cash advances from my credit cards because we have been very slow at work 4 the past 9 months. all of my bills are on time but now i am in debt about 20k dollars and see no way out anytime soon and my cc are just about maxed out

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    Credit Counseling

    Sunday, September 5th, 2010


    www.lukeford.net debt counseling, credit cards, debt consolidation, credit score, credit report

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    Has anyone ever dealt with (CCCS)credit counseling services?How bad is it for your credit?

    Sunday, September 5th, 2010

    I know these types of debt consolidation plans aren’t very good for your credit but my credit is completely shot and I have a fair amount of debt.Just how bad does it look on my credit?What about after the debts are all paid off?Are they trustworthy and legitimate?Do they do as they promise?What was your experience with them?Are there plans reasonable so quality of life doesn’t drop too badly?
    How can I find out thier contact number in my area to meet them in person?I would prefer to work with them that way.
    My credit report is full of charge offs and late payments,2 judgements and a bankruptcy from 2001.I’ve been a financial disaster for many years but have finally “grown up” and am ready to truly tackle and repair this mess.Many of my “bad” marks will be off in the next 2-3 years.I have a current car loan but no mortgage or active credit cards.I have several bounced checks in chex systems as well.I’m hoping to have a good enough rating to obtain a mortgage at a halfway decent interest rate within in the 3-4 years.

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