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How long does a debt consolidation loan stay on your credit report after you have paid it off?

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2 Responses to “How long does a debt consolidation loan stay on your credit report after you have paid it off?”

  1. tgllvor says:

    5-7 years depending on how long the creditor keeps reporting it. If it is a good tradeline with no lates you shouldn’t worry about it. If you had late payments during the life of the loan count on it being there for 7 years.

  2. mefuture says:

    Accounts will still show on your credit reports for about 5-7 years but will reflect paid in full with no balance due. Once you are done with the program you should take help of a credit repair firm such as http://www. lexingtonlaw. com
    they will help with speeding up the process of getting these accounts deleted off of your profile.

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